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FS
Forhad · Energy Grants Researcher · Last updated 5 September 2026

Air source heat pump running costs: compare the numbers in your quote

A heat pump’s running cost depends on the heat your home needs, the installed system’s seasonal performance and what you pay for electricity. Compare a realistic design for your home, tariff and comfort needs.

Ask for heat demand and seasonal performance

Ask for a room-by-room heat-loss assessment, proposed flow temperatures and any radiator or pipework changes. Check how hot water is included. A brochure rating is not a prediction of a whole year in your property.

For a worksheet, annual heating electricity is useful heat demand divided by seasonal efficiency. Keep system boundaries consistent: if the estimate excludes hot water, pumps or backup heating, include those separately rather than calling it your whole electricity bill.

Work through an illustrative comparison

Fictional inputs: 12,000 kWh of useful annual heat, seasonal performance of 3 and electricity at 30p/kWh. That gives 4,000 kWh of electricity and £1,200. At seasonal performance of 4, the same heat requires 3,000 kWh, costing £900.

An assumed gas alternative at 90% efficiency and 7p/kWh would supply the same heat for about £933. These are arithmetic examples, not current tariff quotes or predictions. They exclude standing charges, servicing, capital cost and other energy use. Either option can cost more as the inputs change.

Use a tariff you can actually operate

Compare cost using the hours your heating and hot water need electricity. A cheap overnight rate alone is not an annual heating price. Include other rates and standing charges, and check whether the controls, home and routine allow the proposed schedule.

If you retain gas for another appliance, do not count removing its standing charge as a saving. For solar or storage alongside heating, request a combined model that avoids counting the same avoided electricity twice.

Separate installation price from funding

Request the gross installed price, any proposed grant deduction and your remaining payment. List radiator changes, cylinder, electrical work, assessments, commissioning and aftercare. Do not assume each quote includes the same work.

The Boiler Upgrade Scheme covers England and Wales subject to eligibility and technology rules. Use GOV.UK for current support amounts. Scotland and Northern Ireland have different routes. Possible eligibility is not an approved award, and a grant does not guarantee a free installation.

Decide what you need next

For an urgent boiler replacement, explain your deadline and ask what can realistically be delivered. If researching, gather annual energy use, property details, existing heating and possible outdoor/cylinder space before a survey.

Ask who commissions the controls, explains everyday operation and handles warranty issues. A useful proposal lets you check design assumptions and total costs instead of relying on one promised saving.

Common questions

Is a heat pump always cheaper to run than gas?

No. Compare heat demand, realistic seasonal efficiency and energy prices using consistent system boundaries. Standing charges and other costs may also change the result.

Can my annual gas consumption be used as heat demand?

Not directly. Gas consumption is fuel input and may include cooking. A like-for-like comparison needs useful heat after accounting for efficiency and which uses are included.

Does WarmHomeUK approve heat-pump grants?

No. Our checker provides indicative information. The relevant scheme process determines eligibility and any award.

Sources and method

Sources checked 5 September 2026. Worked examples and quote questions are explanatory worksheets, not measured customer results. Prices and performance in examples are assumptions.

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Frequently asked questions

Is a heat pump always cheaper to run than gas?

No. Compare heat demand, realistic seasonal efficiency and energy prices using consistent system boundaries. Standing charges and other costs may also change the result.

Can my annual gas consumption be used as heat demand?

Not directly. Gas consumption is fuel input and may include cooking. A like-for-like comparison needs useful heat after accounting for efficiency and which uses are included.

Does WarmHomeUK approve heat-pump grants?

No. Our checker provides indicative information. The relevant scheme process determines eligibility and any award.

Important: WarmHomeUK is an independent service and is not affiliated with or endorsed by the UK Government, the Department for Energy Security and Net Zero, or Ofgem. Eligibility results are indicative and subject to official assessment. This content does not constitute financial or legal advice.

FS

Written by Forhad

Forhad runs WarmHomeUK as an independent information service. Guides are checked against GOV.UK, Ofgem and Energy Saving Trust sources; official bodies make the final eligibility and funding decisions.